Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of Splitly (the mobile application) and the Splitly website at https://splitlymobile.com, and any related pages, features, content, or services that link to these Terms (collectively, the "Service").

The Service is operated by AS/point Software und Beratungsgesellschaft mbH, referred to in these Terms as "we," "us," or "our."

Please read these Terms carefully before accessing or using the Service. By downloading, installing, accessing, browsing, or otherwise using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

1. About the Service

Splitly is an offline-first bill splitter and shared-expense calculator for Android phones. The Service may allow you to:

• split a bill equally, by percentage, or by exact amounts;
• apply tip presets, a tip slider, or a custom tip;
• create named groups and add people by name;
• record expenses with who paid, when, and who shares them;
• view per-person balances and suggested transfers;
• record settlements in full or in part;
• review saved splits and group activity by month and reuse a saved split; and
• share summaries as plain text through your device's share sheet.

The exact features of the Service may change over time.

2. Not a Payment or Money-Transfer Service

Splitly does not move, hold, transmit, receive, or process money. In particular, the Service does not:

• send, receive, or transfer payments between people;
• process card payments or bank transfers;
• hold balances or store funds;
• connect to bank accounts or financial institutions;
• convert currencies or provide exchange rates; or
• execute the settlements it suggests.

Recording a settlement in the app is a manual note that money changed hands outside the app. You are solely responsible for the actual settlement of any amounts between you and other people, and we are not a party to any arrangement between you and them.

3. No Financial or Professional Advice

Information provided through the Service is intended for general informational and record-keeping purposes. Nothing available through the Service constitutes financial, tax, legal, accounting, or professional advice, or a recommendation to spend, lend, or transfer money. You should not make financial decisions based solely on content displayed in the Service.

4. Calculations and Accuracy

Splitly calculates shares in whole cents and distributes any leftover cent so that shares add up to the total. While we design the Service to be accurate, calculations are provided "as is" and may be affected by the values you enter. You are responsible for verifying amounts before relying on them for reimbursement, accounting, tax, or any other purpose. Displayed balances and suggested transfers are informational and do not create any obligation for us.

5. Eligibility

You must have the legal capacity to agree to these Terms, and your use of the Service must be lawful in your jurisdiction. The Service is a general-audience utility and is not directed to children under 13 (or the age of digital consent in your jurisdiction). If you do not meet these requirements, you must not download, install, access, or use the Service.

6. Local Laws and Availability

You are responsible for ensuring that your access to and use of the Service complies with the laws applicable to you. We do not represent or warrant that the Service is appropriate, permitted, or legally available in every country, state, province, territory, or jurisdiction.

7. User Accounts

The Service does not require or offer user accounts. There is no sign-up, sign-in, or sync. If optional account functionality is introduced in the future, additional terms will apply and will be presented before use.

8. License to Use the Service

Subject to your compliance with these Terms, AS/point Software und Beratungsgesellschaft mbH grants you a limited, personal, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service solely for lawful, personal, non-commercial purposes. This license does not transfer ownership of the Service or any content to you. Except where expressly permitted by applicable law, you may not copy, reproduce, redistribute, sell, sublicense, commercially exploit, modify, reverse engineer, decompile, disassemble, or attempt to extract source code from the Service, or circumvent technical protection measures. All rights not expressly granted to you are reserved.

9. Acceptable Use

You agree to use the Service lawfully and responsibly. You must not use the Service to violate applicable law; violate the rights of another person; distribute malware or malicious code; gain unauthorized access to systems; attack or disrupt our infrastructure; scrape the Service at an unreasonable or harmful scale; interfere with other users; impersonate another person; exploit bugs or vulnerabilities; infringe intellectual-property rights; or use the Service for fraudulent purposes.

10. Intellectual Property

The Service and its original components, including software, design, user interfaces, text, graphics, logos, icons, trademarks, and the selection and arrangement of content, are owned by or licensed to AS/point Software und Beratungsgesellschaft mbH and may be protected by copyright, trademark, and other intellectual-property laws. You may not use our intellectual property except as permitted by these Terms or with our prior written authorization.

11. Third-Party Services

The Service interacts with independent third-party services, such as the Google Play Store (through which the app is distributed) and the applications you choose when sharing a summary. Third parties operate independently from AS/point Software und Beratungsgesellschaft mbH. To the maximum extent permitted by applicable law, we are not responsible for third-party terms, privacy practices, content, availability, security, or transactions entered into independently with third parties. You should review the terms and privacy policy of any third-party service before using it.

12. Application Store Terms

If you download Splitly through Google Play, your use of the application may also be subject to Google's applicable terms and policies. To the extent these Terms conflict with mandatory terms imposed by Google Play, the mandatory application-store terms will apply to the extent of the conflict.

13. User Feedback

You may voluntarily submit ideas, suggestions, comments, bug reports, or other feedback relating to the Service ("Feedback"). To the extent permitted by law, you grant AS/point Software und Beratungsgesellschaft mbH a worldwide, perpetual, irrevocable, non-exclusive, royalty-free right to use, reproduce, modify, incorporate, and develop from Feedback for the purpose of operating, developing, and improving the Service. This provision does not transfer ownership of personal information contained in your communications, which remains subject to our Privacy Policy.

14. Privacy

Our collection and processing of personal information in connection with the Service are described in our Privacy Policy. By using the Service, you acknowledge that you have had the opportunity to review it. The Privacy Policy forms part of the overall terms governing your use of the Service.

15. Service Availability and Changes

We aim to maintain the Service but do not guarantee continuous availability. The Service may become temporarily or permanently unavailable because of maintenance, software updates, connectivity, hosting outages, security incidents, legal requirements, or other circumstances. We may modify, suspend, restrict, or discontinue all or any portion of the Service at any time where permitted by applicable law. Updates may be released for the application, and certain updates may be required for continued use.

16. No Warranties

To the maximum extent permitted by applicable law, the Service is provided on an "AS IS" and "AS AVAILABLE" basis. To the extent legally permitted, AS/point Software und Beratungsgesellschaft mbH disclaims warranties and representations of any kind, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, availability, and security. We do not warrant that the Service will always be available, will be error-free, or will meet every user's expectations. Some jurisdictions do not permit certain warranty exclusions, so some of these exclusions may not apply to you.

17. Limitation of Liability

To the maximum extent permitted by applicable law, AS/point Software und Beratungsgesellschaft mbH, its affiliates, directors, officers, employees, contractors, and licensors will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to the Service, including loss of use, loss of data, loss of business opportunity, interruption of service, device problems, third-party services, or inability to access particular features. Because the Service stores your records on your device and does not move money, loss of records stored on your device — including through uninstallation, device loss, or device failure — does not constitute a loss recoverable from us. We recommend keeping your own records of amounts you care about.

Where applicable law does not permit a particular exclusion or limitation of liability, that exclusion or limitation applies only to the maximum extent permitted by law.

18. Consumer Rights

Nothing in these Terms excludes, restricts, or modifies rights or remedies that cannot lawfully be excluded, restricted, or modified under applicable consumer-protection law. If you are entitled to mandatory consumer protections in your jurisdiction, those protections continue to apply notwithstanding anything in these Terms.

19. Suspension and Termination

We may suspend, restrict, or terminate your access to the Service where reasonably necessary because of violation of these Terms, suspected fraud, abusive behavior, security threats, unlawful activity, or legal requirements. Where appropriate and legally required, we may provide notice before termination. You may stop using the Service at any time, and if you have installed the application, you may uninstall it from your device.

20. Changes to These Terms

We may update these Terms periodically to reflect changes to the Service, new features, legal requirements, or other operational needs. When we update these Terms, we will revise the "Last Updated" date at the top of this page. Where required by law, we will provide additional notice before material changes become effective. Your continued use of the Service following legally effective changes constitutes acceptance of the updated Terms to the extent permitted by applicable law.

21. Contact Information

If you have questions about these Terms, please contact:

AS/point Software und Beratungsgesellschaft mbH
St.-Jobser-Str. 49, 52146 Würselen, Germany
Phone: +4915217497356
Application: Splitly
Website: https://splitlymobile.com
Email: rfloresauoeft@gmail.com

Important Service Notice

Splitly is a calculator and record-keeping tool for shared costs. It does not move, hold, or transmit money; it does not process payments; and it is not a banking, payment, or money-transfer service. Settlements you record in the app are manual notes about money that changed hands outside the app.