End-User License Agreement

This End User License Agreement ("EULA" or "Agreement") is a legal agreement between you ("you," "your," or "User") and AS/point Software und Beratungsgesellschaft mbH ("we," "us," "our") governing your download, installation, access to, and use of Splitly (the "Application"), including any updates, upgrades, features, content, or documentation made available through the Application.

Please read this Agreement carefully before downloading, installing, accessing, or using the Application. By downloading, installing, accessing, or using the Application, you acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not agree to this Agreement, you must not download, install, access, or use the Application.

1. Purpose of the Application

Splitly is an offline-first bill splitter and shared-expense calculator for Android phones. It calculates shares of a bill, including tips and custom shares, tracks expenses in named groups, shows per-person balances, suggests transfers to settle a group up, and keeps a history of saved splits and group activity. Settlements are recorded by hand once they happen outside the Application.

The Application does not move, hold, transmit, receive, or process money. It does not process payments, connect to bank accounts, convert currencies, or execute the settlements it suggests. It is not a banking, payment, or money-transfer service, and it is not a party to any arrangement between you and the people you share costs with.

2. License Grant

Subject to your compliance with this Agreement, AS/point Software und Beratungsgesellschaft mbH grants you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to download, install, and use the Application on Android devices that you own or control. The license is granted solely for personal, lawful, non-commercial use. The Application is licensed, not sold. This Agreement does not transfer ownership of the Application or any intellectual-property rights to you. All rights not expressly granted under this Agreement are reserved by AS/point Software und Beratungsgesellschaft mbH and its licensors.

3. Eligibility

You may use the Application only if you have the legal capacity to agree to this Agreement and your use is lawful in your jurisdiction. The Application is a general-audience utility and is not directed to children under 13 (or the age of digital consent in your jurisdiction).

4. License Restrictions

Except where expressly permitted by applicable law, you must not:

• copy, reproduce, distribute, sell, rent, lease, or sublicense the Application;
• commercially exploit the Application;
• modify, adapt, translate, or create unauthorized derivative works of the Application;
• reverse engineer, decompile, or disassemble the Application, or attempt to derive its source code;
• bypass authentication or security controls or disable technical protections;
• remove proprietary, copyright, or trademark notices; or
• use the Application in a way that violates applicable law.

Nothing in this section limits rights that cannot lawfully be restricted under applicable law.

5. Prohibited Use

You must not use the Application to violate any applicable law; facilitate illegal activity; distribute malware; conduct a cyberattack; gain unauthorized access to systems; exploit security vulnerabilities; impersonate another person; engage in fraud; or interfere with another user's use of the Application.

6. Ownership and Trademarks

The Application and all original elements of it — including software, source code, user interfaces, design, graphics, icons, text, branding, and documentation — remain the property of AS/point Software und Beratungsgesellschaft mbH or its licensors and may be protected by intellectual-property laws. Splitly, related logos, and branding may be trademarks or trade names of AS/point Software und Beratungsgesellschaft mbH. You may not use our trademarks without prior written authorization, except where applicable law permits such use. Third-party trademarks appearing in connection with the Application remain the property of their respective owners.

7. Application Updates

We may provide updates, upgrades, patches, bug fixes, or new versions of the Application. Updates may correct errors, improve performance, address security issues, add or remove functionality, or change compatibility requirements. Depending on your device or application-store settings, certain updates may be installed automatically. We do not guarantee that any particular feature or previous version will remain available indefinitely.

8. Compatibility

The Application is designed for Android phones running Android 7.0 (API 24) or newer and runs in portrait orientation. We do not guarantee compatibility with every device or operating-system version. Changes by device manufacturers or operating-system providers may affect Application functionality.

9. Internet Connection

The core features of the Application work without an internet connection. The only network use is displaying the in-app Privacy Policy and Terms of Service pages, which requires a connection. You are responsible for any data charges imposed by your mobile network operator or internet service provider.

10. Your Data and Its Deletion

All content you create in the Application — bills, splits, groups, people, expenses, settlements, history, and preferences — is stored locally on your device and is not transmitted to us. There are no accounts to delete. You can delete your data at any time by uninstalling the Application or clearing its data through your device settings. Requests concerning any personal information we hold, such as support correspondence, can be sent to rfloresauoeft@gmail.com as described in our Privacy Policy.

11. No Purchase Required

The Application is free to download and use. It contains no advertising and no in-app purchases, and no purchase is required to access any of its features.

12. Google Play Users

If you obtained the Application through Google Play, your use of the Application may also be subject to Google's applicable terms and policies. To the extent required by Google Play policies: this Agreement is between you and AS/point Software und Beratungsgesellschaft mbH; Google is not responsible for the operation of the Application; support for the Application is provided by AS/point Software und Beratungsgesellschaft mbH; and Google's terms continue to govern your relationship with Google.

13. Support

Technical or customer support relating to the Application is available at rfloresauoeft@gmail.com. We may determine the types of support provided, support availability, and supported versions of the Application. Unless otherwise required by law, we are not obligated to provide indefinite support for outdated versions.

14. Privacy

Our collection and processing of personal information associated with the Application are described in our Privacy Policy, available at https://splitlymobile.com/privacy/. You should review it before using the Application.

15. User Feedback

If you provide comments, suggestions, ideas, feature requests, bug reports, or other feedback ("Feedback"), you grant AS/point Software und Beratungsgesellschaft mbH, to the extent permitted by law, a worldwide, perpetual, irrevocable, royalty-free, non-exclusive right to use that Feedback for purposes including improving the Application, addressing bugs, and developing new functionality. You are not required to submit Feedback.

16. Open-Source Software

The Application may include software components distributed under open-source licenses. Those components remain subject to their applicable open-source license terms. Where an open-source license grants rights that conflict with restrictions in this Agreement, the applicable open-source license controls with respect to that component.

17. Service Availability

We do not guarantee that the Application will always be available. Availability may be affected by maintenance, software errors, application-store decisions, legal restrictions, compatibility changes, or discontinuation of the Application. We may temporarily or permanently modify, suspend, or discontinue portions of the Application where permitted by applicable law.

18. No Warranty

To the maximum extent permitted by applicable law, the Application is provided "AS IS" and "AS AVAILABLE." AS/point Software und Beratungsgesellschaft mbH disclaims, to the maximum extent permitted by law, express, implied, and statutory warranties, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, reliability, compatibility, and security. We do not guarantee that the Application will be error-free or will work on every device. Mandatory consumer warranties that cannot legally be excluded remain unaffected.

19. Limitation of Liability

To the maximum extent permitted by applicable law, AS/point Software und Beratungsgesellschaft mbH, its affiliates, officers, directors, employees, contractors, and licensors will not be liable for indirect, special, incidental, consequential, exemplary, or punitive damages arising from or relating to your use of or inability to use the Application, loss of data, technical errors, device incompatibility, or unauthorized access. Because the Application stores your records on your device and does not move money, loss of records stored on your device — including through uninstallation, device loss, or device failure — does not constitute a financial loss recoverable from us. We recommend keeping your own records of amounts you care about. Nothing in this Agreement excludes liability where exclusion is prohibited by applicable law.

20. Consumer Rights

Nothing in this Agreement excludes, restricts, or modifies rights that cannot lawfully be excluded under applicable consumer-protection law. If mandatory consumer law applies to you, those rights remain effective notwithstanding any inconsistent provision of this Agreement.

21. Termination

You may terminate this Agreement at any time by ceasing use of the Application and uninstalling it from your devices. We may suspend or terminate your license to use the Application where reasonably necessary because of violation of this Agreement, illegal activity, abuse of the Application, attempted security breaches, intellectual-property infringement, legal requirements, or discontinuation of the Application. When this Agreement terminates, your license ends and you must cease use of the Application. Provisions that by their nature should survive termination will remain effective.

22. Changes to This Agreement

We may update this Agreement periodically to reflect Application changes, legal requirements, application-store policies, or our business operations. The "Last Updated" date will indicate when this Agreement was most recently revised. Where applicable law requires notice of material changes, we will provide appropriate notice, and where consent is legally required for an amendment, we will request it. Continued use of the Application after an updated Agreement becomes legally effective constitutes acceptance to the extent permitted by applicable law.

23. Contact Information

Questions regarding this Agreement may be directed to:

AS/point Software und Beratungsgesellschaft mbH
St.-Jobser-Str. 49, 52146 Würselen, Germany
Phone: +4915217497356
Application: Splitly
Website: https://splitlymobile.com
Support: rfloresauoeft@gmail.com

Important Application Disclosure

Splitly is a calculator and record-keeping tool for shared costs. It does not move, hold, or transmit money; it does not process payments; and it is not a banking, payment, or money-transfer service. Settlements you record in the Application are manual notes about money that changed hands outside the Application.